About Us
We are a family owned and operated business with decades of experience in farming and finance. We take a personal approach to everything we do.
Specializing in Farm Mortgage Loans
We work work with fruit, nut, vegetable growers, cotton, and row crop farmers across the United States to help fund their operations. With roots in California Agriculture, we are proud to be working with and helping farmers across the United States.
Farm Mortgage Experience
45+ Years
Helping Farmers Across
All 50 States
Founded in
2015
Meet the Management Team
Richard Cook
Managing Director
Richard founded Modern Terra in 2015 and got his first experience within the farming industry in the 1970s. Now, after more than 45 years in agriculture, Richard’s keen understanding of the industry helps determine the best financial solution for your needs.
Madison Durkin
Vice President
Madison was raised in and surrounded by agriculture, works with farmers daily, and loves visiting client farms each year. Your unique situation is always treated with care, as Madison personally handles all account management for Modern Terra.
Apply to See Your Best Rates
Complete your information and we'll reach out by phone within 24 hours to see if you pre-qualify.
Call to Speak to a Lending Expert
We will review your financials, learn about your farm, and find the best loan options to meet your needs.