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Revolving Line of Credit

Tap into Your Land Equity

Our Revolving Line of Credit allows borrowers to tap into the equity in their land to fund capital and operating purchases for ranches and farms. If you need extra funds to bridge cash flow gaps and cater to recurring business expenses, we’ve got you covered.

Apply Now

It’s Easy to Qualify

We make it easy to secure a revolving line of credit with your land-owned inventory, real estate, equipment, or other valuable assets.

  1. Borrow up to 50% of bare-land owned equity.
  2. Debt-to-asset ratio of 50% or less required.
  3. Available cash to service debt of 1.35:1 or better.
  4. Acceptable credit history and median credit score of 680 or above required.

It’s Easy to Access Funds

If you require additional funds to run your farm business, apply for our revolving line of credit.

  1. Funds are moved to your account as soon as the next business day.
  2. Make payments and view accounts online.

We are Committed to Freedom and Flexibility

If you secure an operating line of credit, you will have the freedom to use your funds for any business purpose. There are no non-use fees, no annual renewals, and no annual paperwork!

Non-Use Fees?

None

Annual Renewals?

None

Annual Paperwork?

None

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Apply to See Your Best Rates

Complete your information and we'll reach out by phone within 24 hours to see if you pre-qualify.

Apply Online

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Call to Speak to a Lending Expert

We will review your financials, learn about your farm, and find the best loan options to meet your needs.

Call (602) 899-7515