Revolving Line of Credit
Tap into Your Land Equity
Our Revolving Line of Credit allows borrowers to tap into the equity in their land to fund capital and operating purchases for ranches and farms. If you need extra funds to bridge cash flow gaps and cater to recurring business expenses, we’ve got you covered.
It’s Easy to Qualify
We make it easy to secure a revolving line of credit with your land-owned inventory, real estate, equipment, or other valuable assets.
- Borrow up to 50% of bare-land owned equity.
- Debt-to-asset ratio of 50% or less required.
- Available cash to service debt of 1.35:1 or better.
- Acceptable credit history and median credit score of 680 or above required.
It’s Easy to Access Funds
If you require additional funds to run your farm business, apply for our revolving line of credit.
- Funds are moved to your account as soon as the next business day.
- Make payments and view accounts online.
We are Committed to Freedom and Flexibility
If you secure an operating line of credit, you will have the freedom to use your funds for any business purpose. There are no non-use fees, no annual renewals, and no annual paperwork!